Bank loans have become more expensive. According to the unrevised financial statements of mid-October published by banks, the base interest rate of commercial banks has increased. Compared to October 2078, the base rate of banks has increased by 4 percentage points in October 2079. The interest rate of the loan also increases in proportion to the increase in interest rate.

As the banks increased the deposit interest rate, the cost of funds increased and the base interest rate also increased. Along with the increase in base interest rate, the interest rate of bank loans has also increased. Nepal Rastra Bank has arranged that the loan interest rate should be linked to the base interest rate.